Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michael Kahn

Submission of claim is easy & fast

Submission of claim is easy & fast
5

out of 5

POSTED: | BY: bill rouse

Seamless filing

Once again the filing of a claim was seamless. And this senior citizen appreciates that. As a side note we just received our new policy and were very surprised at the increase in payment amount.
5

out of 5

POSTED: | BY: BOBBY ORLANDO

My clam was processed in a short time…

My clam was processed in a short time and was easy to file. Check should be here in a couple days.
5

out of 5

POSTED: | BY: John P.

Embrace, the best around !!

Our experiences have always been wonderful with the Embrace Claims process. Recently we had to take our dog to an Emergency Hospital due to a head trauma. I filed the claim later that morning after we returned for the sole purpose I would not forget. The claim was approved in less than four hours. Astounding service, they have always been approved quickly but this time was amazing. I filed on a Monday and received payment on Saturday. The coverage we chose has never let us down.
3

out of 5

POSTED: | BY: Kathi Cohen

This was my very first claim for Clark…

This was my very first claim for Clark Gable so I understand that it took a rather lengthy time to process. I received an email more than 10 days ago explaining the amount of money I would be receiving . I’m still waiting for the the check to arrive so I cannot give an honest opinion of your service yet!

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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