Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kacee Ethridge

They are super helpful and extremely…

They are super helpful and extremely easy to deal with. Best invention ever. Who would have thought , pet insurance! It’s genius.
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5

out of 5

POSTED: | BY: Diane Shirck

It's a very easy process

It's a very easy process. Just enter your claim online with your receipt and info from your vet. So easy and quick
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5

out of 5

POSTED: | BY: Kim Bovard

This insurance service has been the best!!!

This insurance service has been the best decision I have ever made. You have made things easy and trouble-free when submitting a claim. You are responsive very quickly. Thank you!!!
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5

out of 5

POSTED: | BY: Arizona

Quick and easy submission process for…

Quick and easy submission process for claims. Payments for claims are fast.
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5

out of 5

POSTED: | BY: Michèle Aguiar

We chose Embrace Pet Insurance 10 years…

We chose Embrace Pet Insurance 10 years ago, and it has been a decision we’re grateful for ever since. Over the years, Milou has had a few accidents, and having coverage made all the difference. Planning ahead for your pet’s well-being is truly invaluable, and Embrace has given us peace of mind every step of the way.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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