Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: BG

Embrace

I haven’t had to submit many claims yet thankfully, but as my cat gets older it happens more and more. I used to worry about having to agonize over vet bills and extra costs as he got older, but he’s the first pet I’ve had insured. With Embrace the worry about any costs associated with taking care of any illnesses or accidental injuries is removed, and I’m allowed to make decisions about his care based on what’s best for him - not what I can afford.
Read more on Trustpilot
1

out of 5

POSTED: | BY: Leslie Quinn

Premium increase is outrageous

I’m searching for new pet insurance. My dog, who has never been sick or had any claims filed, is 10 years old. His monthly premium just got increased from $86 to $188. This is beyond ridiculous.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Kimberly Pyfrom

Was so easy to submit a claim

Was so easy to submit a claim, and customer service is great if needed. So nice to speak to a person
Read more on Trustpilot
5

out of 5

POSTED: | BY: R Taylor

A Must Have for Pet Owners

I am so pleased with Embrace Pet Insurance. I have filed two claims that were addressed promptly and fairly. My dog could not have had the care he received without this policy- worth every penny! I will never have a pet without Embrace.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Theodore Longlois

Quick, Easy, and Convenient!

Embrace filled my claim very quickly and the pet hotline was life saving! The entire process was simple and straightforward
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review