Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Iggy’s Parents

Happy Cat Parents

Embrace continues to be a huge blessing for our family. It takes a few minutes to submit the claim and in about two weeks we are reimbursed. Everyone with a pet should get Embrace.
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5

out of 5

POSTED: | BY: Vanessa .

I have been using Embrace pet insurance…

I have been using Embrace pet insurance for my three cats for the past two years. Embrace has been great when it comes to submitting claims and receiving payment reimbursement. I have not run into any issues with this company. Ive also called a few times with questions and their customer service is great. I would definitely recommend.
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5

out of 5

POSTED: | BY: David Weatherford

easy complete claim

easy to complete claim
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5

out of 5

POSTED: | BY: Claudia Garfield

I had a wonderful experience after we…

I had a wonderful experience after we lost our dog this week. We're devastated and during my cancellation call the rep was so compassionate. They informed me of my benefit that world cover part of my after care bill with my vet that included working with the cremation company. Very thoughtful and kind experience at a very hard time.
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5

out of 5

POSTED: | BY: Adrianne Davidheiser

I can’t believe how easy it was!

I can’t believe how easy it was! My pup Zoey had to have many vet visits and a procedure and Embrace did not question anything! They have been nothing but great during this stressful time. I highly recommend!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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