Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,930

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dierdre Toomey

Claims Are Easy to File with Embrace

It is ALWAYS an easy process to submit claims to Embrace. I have had them for close to 3 years now and I love Embrace. The Claims are easy to submit and the money you spent at your Vets Office is reimbursed usually within 2 weeks of your submission. I AM VERY HAPPY WITH EMBRACE.
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5

out of 5

POSTED: | BY: Morgan

I love Embrace

I love Embrace. We have used it for all five of our dogs. Embrace is quick to turn around the claims, and they are compassionate and caring individuals who understand pet families and the love we have for our family members. Thank you for always being there.
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5

out of 5

POSTED: | BY: Ann Brown

2 dogs and 2 cats

I had 2 dogs on this policy. My Bella passed away and the Embrace really helped with the costs of my sick pet. I also have another dog Brady he has an enlarged heart Embrace helps with the cost of the medications monthly cost 118.00 per month I am happy
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5

out of 5

POSTED: | BY: SHIRLEY

Embrace has been good in getting back …

Embrace has been good in getting back to me on all my information and allowing what discounts that apply to me for my pet
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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