Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Felicia Ciurar

Great Sales Experience

I called into sales and spoke to Joe. He provided empathy for my situation and explained the policy provisions to me. I was extremely appreciative of his service and ended up paying for a full year upfront
Read more on Trustpilot
5

out of 5

POSTED: | BY: Gregory Williams

We have used Embrace for many years

We have used Embrace for many years. The claims process is simple, explanations and reimbursement is quick. What more could you ask for?
Read more on Trustpilot
5

out of 5

POSTED: | BY: joyce

Embrace Pet Insurance was the best…

Embrace Pet Insurance was the best thing I ever did. Never had insurance for my pets before. Their representatives have been so helpful, nice, professional and their website makes submitting forms very easy.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Bicar

Multiple claim management on my Yellow Lab

This has been about my 10th claim on my yellow lab with cancer. She's had a C-T scan, leg amputation, and now is undergoing chemotherapy. All the claims have been promptly paid...within 1 or 2 days. I've let to speak to anyone. It takes less than 2 minutes to submit a claim. Embrace has been outstanding. I highly recommend them.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Nicole Martinez

First time submitting a claim.

This is the first experience with the process of pet insurance and thought it would be a good investment in my pets future and my bank account. The customer service is great and the website is easy to navigate as well as affordable prices. All of those attributes have led to a 5 star review. I've had to unfortunately, submit my first claim. So, we will see how that process transpires. Hopefully another great review will follow this one after this process has concluded.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review