Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,744

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: JP

Didn't have a problem with the…

Didn't have a problem with the insurance, but clear they want to give you the best price possible only initially as my monthly price went up 65% (nothing out of the ordinary for my pup). They couldn't provide me with any specific reasons over the phone, so I've obtained plenty of other quotes from companies and will change. Not sure I'd recommend, maybe for the first year!
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5

out of 5

POSTED: | BY: Dawn Hurd DelGreco

Thank you Ashley for your help today

Thank you Ashley for your help today! Tiggy and I have been so happy with each AND everyone of the Embrace Team!
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5

out of 5

POSTED: | BY: Steve Banker

Embrace is the perfect pet insurance.

Embrace has always met my pet insurance needs. The claims are easy to submit online and the response is very fast.
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1

out of 5

POSTED: | BY: chris osborne

False advertising. Waiting period for Ortho injuries including breaks

I read the entire policy and website before signing up. I even read their sample policy. After signing up, I tried to get a copy of the orthopedic report card only to find out that they no longer accept it despite what the website and policy state. Rest assured I'll be filing a lawsuit if something happens to my dog before I can switch him to a better company. If they can't even follow their own policy or website, you definitely can't trust these guys. I'll be filing a bbb complaint as well. Go elsewhere.
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5

out of 5

POSTED: | BY: Eva M Mosqueda

It was easy to sign up

It was easy to sign up. Brad was very polite and easy to talk to.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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