5
out of 5
POSTED: | BY: Linda
Extremely fast and courteous service!
I have already told our vet about this insurance and will forward this to him as well! Thanks Linda and David
4.9
out of 5
Number of reviews 19,755
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: J.
Superior Service and Claims
I have utilized Embrace for over 5 years and they have provided quick response to claims received, easy to contact on the phone with knowledgeable staff, and reimbursements are received in a timely manner. I have had pet insurance with VPI and was paid out pennies for claims submitted and terrible customer service. A few years ago my dog was hit by a car and based on my type of insurance Embrace saved me thousands of dollars. My dog has continued to have problems with her leg and being able to have acupuncture and other alternative treatments paid for have improved her pain level. Without this insurance I would not have been able to afford this level of care.
I wish the offered personal health care! It's better than what I pay for.
5
out of 5
POSTED: | BY: michelle
Excellent service and fast claims review
Embrace has been a great company to work with! We have submitted three claims for our 12 year old greyhound. Each claim was processed and reimbursed VERY quickly. The explination of benifits (EOB) was VERY easy to read and understand. It was easier to read than my human health plan explination of benifits (EOB). This is a great pet plan!!!
5
out of 5
POSTED: | BY: Michelle
Fantastic!!!!
We recently purchased insurance for our new puppy with Embrace. Unfortunately, our puppy recently injured himself and needed medical care. Embrace was Fantastic! It was easy to file a claim and it was processed immediately! They responded back to our questions regarding the claim on the same day. We couldn't be more pleased or confident with insuring our puppy with Embrace. They have a customer for life!!! Thank you Embrace!
5
out of 5
POSTED: | BY: Luiza
Excellent !!
I went and purchased this insurance bassed on the reviews i read. So far I have not been disappointed. Their staff is extremely courteous on the phone and as far as responding to e-mails they are very prompt. I just had my pet neutered and not only did they process the claim and got me my check within two weeks, but they automatically adjusted my premium without me having to call and remind them (you get an additional 5% off if your pet is neutered or spayed and an additional 5% if they are microchipped). I would definitely recommend them to other pet owners. I hope they stay this way because this kind of service is hard to find.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.