Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,765

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Heather

Outstanding Customer Service

I Recentally switched insurance companies and joined embrace. I was a little worried due to my past experience with my other insurance company. They would take days to call back regarding claims, the amount they said that I would be getting back was such an outrageously low price I just didn't understand were they were coming up with the figures and the amounts. With embrace I feel like they are always emailing me and keeping in touch when something happens with my dog Roxi. They are so helpful and when you call you can actually speak to a person and not a computerized system. I have already recommended embrace to alot of my friends and family with pets. I love embrace and my pet loves embrace. Thank you.
5

out of 5

POSTED: | BY: Janeil

Prompt service with no hassle!

Wow, you made it so easy to take care of my claim. I just faxed the pre-printed form you sent me and a few days later I received my check. Thanks so much--I am really pleased with your service!
5

out of 5

POSTED: | BY: Natalia

First check arrived!

Embrace was extremely helpful and my first check arrived quickly! I am very happy with the services and the friendly people who work to make it all happen!
5

out of 5

POSTED: | BY: Charles

Embrace is great!

We got pet insurance and after searching we picked Embrace. They have been great sending emails, answering questions, and most of all telling you when and how much money you will be receiving for services. They check up to see if you got paid. We are so glad we picked Embrace.
5

out of 5

POSTED: | BY: Chris

Wonderful service

We got our puppy on a Saturday and purchased the Embrace insurance and Wellness plan on the same day. We took him to our vet on Monday for an examination to make sure he was healthy. At that visit, we purchased heartworm and flea protection. On Friday, we were reimbursed for the entire Wellness amount. The people we spoke with in customer service couldn't have been more helpful. They even helped me set up direct deposit so I will receive the refund even more quickly. We are extremely satisfied with this experience.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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