5
out of 5
POSTED: | BY: Sean
Great
They made a hard time as easy and simple as could be. Highly recommended.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Billie
Embrace provides great pet insurance
This is my first experience with pet insurance. I have been amazed how responsive embrace employees have been to my questions and my claims. Sure wish I had gotten insurance for all my pets. I would highly re commend Embrace. From now on I will get Embrace insurance for my new pets the day I bring them home
5
out of 5
POSTED: | BY: Pastor
Exceptionally quick on responding
I don't normally write reviews regarding things people are supposed to do automatically since it is their job. I have to say, I was pleasantly surprised at how quickly Embrace reimbursed us for the spaying of our dog, Keesha. I expected to wait months, but it was only a short while. I am impressed and certainly will tell others. Thank you for the good service.
Pastor Frank
5
out of 5
POSTED: | BY: S.
A very good insurance
Our experience with Embrace is a very positive one. This is a very seriuos and efficient pet insurance and we are very satisfied with their handling of claims.
5
out of 5
POSTED: | BY: Laura
Compassionate
I like the customer service- embracers are easily found to answer all questions. I only wish the check could come a few days faster, but otherwise I am satisfied.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.