5
out of 5
POSTED: | BY: Joe Cathey
Easy to file
Easy to file
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,317
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Patty R
Ease of claim
It was very beast to submit a claim and it was processed very quickly. I am glad I chose Embrace for my pets.
5
out of 5
5
out of 5
POSTED: | BY: Allison
We've had Embrace for years and highly recommend
We've had Embrace for years, and have appreciated the flexible options they offer so we can adjust our coverage as needed. This is our first time to have met our deductible (thankfully!) and it was such a relief to have coverage as we discussed the treatment options with our emergency vet. Embrace was so helpful in explaining next steps, and less than two weeks after our incident, we received our reimbursement. Every team member I have ever spoken with has been just the absolute nicest and have gone above and beyond to get us an answer.
We started our coverage after friends lost their beloved dog to an emergency situation several years ago that drained their savings. It's a relief to have and I highly recommend starting Embrace coverage as soon as possible. We couldn't be happier that we have Embrace protecting us as our girl gets older!
4
out of 5
POSTED: | BY: John Kaso
My first attempt at submitting claim
My first attempt at submitting claim. Process was easy.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.