Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,927

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Judith Sarsten

Doggone good!

I have had my dog Gidget insured with Embrace for a number of years -- there are many things about Embrace that I appreciate -- the quick turnaround time of re-imbursement of payment of the submitted invoices; excellent coverage and updates on pending claims. The representatives in Customer Service are knowledgeable and kind. I recently had to call to cancel the coverage due to my precious angel having to leave this earth and the representative could not have been kinder or more compassionate.
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5

out of 5

POSTED: | BY: Tom Corvo

Such an easy website to use

Such an easy website to use, never had a problem with payment approval from Embrace. They do a great job.
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5

out of 5

POSTED: | BY: Harold Denman

It is Easy to file for a claim

It is Easy to file for a claim. Molly is new to our family. I'm Surry we have done right by her.
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5

out of 5

POSTED: | BY: Bill Metzdorf

Embrace consistently offers exceptional…

Embrace consistently offers exceptional customer service! Claim submission online is very easy.
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5

out of 5

POSTED: | BY: Linda Leach

Embrace is the BEST

Embrace is the BEST. It's so easy to submit a claim and they reply within a few hours.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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