5
out of 5
POSTED: | BY: Nancy
Pleased
I am a brand new customer with a 5 month old puppy.So far i am pleased and have received the 48.00 refund. However I am still waiting on another 102.00 return.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Nharbert
The Best Thing You Can Do For You and Your Pet
I joined Embrace Pet Insurance last March after I was told Jaxs would need his teeth cleaned. In April Jaxs went to get his teeth cleaned and in a matter of 2 weeks I received a $400 reimubursement from Embrace. Even the vet's office, who "pushes" a competitor was impressed with the level of coverage. I don't ever feel like I'm wasting my money, because Embrace knows my pets and knows me and that's more valuable than anything. After months of research I'm positive it's the one pet insurance that is worth the money. It's nice to go to the vet and be able to do anything it takes to keep my dogs healthy and happy. Not too mention, getting an e-mail from who processed your claim, is priceless. I know the Embrace staff, and we aren't just another claim, we are part of their family. I don't have much extra money, but I'm glad that the extra that I have can cover my pets for the rest of their life.
5
out of 5
POSTED: | BY: Stephen
As always, great service!!
Thank you for your prompt response and concern for Kate. Getting your insurance was one of the wisest things I have ever done.
4
out of 5
POSTED: | BY: S
Easy and quick claim processing.
Our puppy had pancreatitis, which involved several trips to the vet including a Saturday visit to the emergency vet. Embrace processed and quickly sent us reimbursements to cover our credit card bills (after the deductible, of course).
5
out of 5
POSTED: | BY: Erin
Thank God for Embrace!
Recently my pet became ill. He was vomiting/diarrhea, weight loss, thrifty coat. We had any and all testing done x-rays, ultrasound, Barium and blood testing. All came up fine. Still ill, so much so that we had to go ahead and do exploratory surgery. Well, weeks and thousands of dollars later and we finally figured out what was ailing our pup...a piece of one of his rubber toys!! It had created a partial obstruction in his intestines!Without Embrace pet insurance, we would have never been able to afford all this testing and surgery. I am a pet groomer and I recommend Embrace to anyone who will listen, especially owners with new puppies.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.