Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,925

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Modi'

Great Service

This is our fourth year with Embrace and second with their Wellness Program. The service is fantastic and the refunds are pretty fast.
5

out of 5

POSTED: | BY: Donna

Max and Bounce Fabric Sheets

Max my 1 year old 7lb Papillon ate 2 fabric sheets. The sheets were stuck and he became sick because he was unable to pass them. With excellent doctor care for a week he finally was able to pass them on his own. Having insurance enabled me to get the appropriate care for Max. He fully recovered and Embraced sent me the appropriate money. The customer service is exceptional and I was always kept update on the claims. I have had a wonderful experience with Embrace.
5

out of 5

POSTED: | BY: Anthony

That you guys/ladies are the TOPS at EMBRACE

The only thing I can write is that everyone who I speak to at EMBRACE cares about the PET/ CUSTOMER.I never ever had a promblem,you are the TOPS.Keep up the great work.
5

out of 5

POSTED: | BY: Dawn

Love Embrace

My baby Jack, an English bulldog puppy developed demodex after a very long surgery which depressed his immune system and he could not fight off the mites. I had to put him on ivermectin for 30 days go back have a skin scraping and do another 30 days of meds to make sure the mites were under control. Thank god for Embrace, they always come through and save the day. I could not have done what was right for my Baby Jack without them! Thank yo Embracers!
4

out of 5

POSTED: | BY: Beth

helpful

good response.

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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