5
out of 5
POSTED: | BY: Melinda
Prompt, Friendly Service
Wellness claim (puppy shots). Claim was submitted and addressed promptly and efficiently.
4.9
out of 5
Number of reviews 19,925
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Maria
Excellent, reliable service
My now 9 year old Greater Swiss Mountain Dog Tasha has been insured with Embrace for 2.5 years. We previously had a couple of minor claims. All were handled by Embrace in a very satisfying manner. A month ago, Tasha ruptured her left ACL and underwent tight rope surgery to repair the ligament a week later. Again, Embrace handled my claim of about $4,400 (minus $500 deductible and 10% co-pay)in a timely manner. I love their reliable and hassle-free service.
5
out of 5
POSTED: | BY: Steve
Excellent coverage as usual
Kate was due her annual shots and some meds. The claim was handled quickly and the check arrived in a timely manner. Getting Embrace insurance was one of the most sensible things I have ever done.
5
out of 5
POSTED: | BY: Jessica
Worth every penny!
Simply put, Embrace has allowed me to give a higher standard of care to my dog with canine epilepsy. They have consistently been timely and fair, and without their coverage of multiple claims upward of $1000 over the past year, I would have had to make some terrible decisions that no pet owner wants to make. Thank you, Embrace!
5
out of 5
POSTED: | BY: Linda
Great Business Model for Pet Owners
Embrace Pet Insurance has it down! It's an amazing company who does what they say, all the time, everytime!I've been a pet parent with Embrace going into my third year. Although my 4 critters have not had major illness, thank goodness, the Wellness policy has served us well. It always pays for itself and the timely reimbursements in full give us a great sense of security. Knowing I can get my kids in for their annual exams, get their preventative innoculations etc. and be paid back within a week or two is wonderful. I have already told my vet that they should consider offering this policy to their clients.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.