Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jill

The Summer of Cheetgrass

Our sweet, almost 3 year old Welsh Springer Spaniel, Lucy, has had a tough summer with enbedded cheetgrass in her feet and deep in her ears on several occasions. On vacation, we had to see 2 different vets in Nebraska and in Montana and follow up with our vet when we returned home. With a total of 5 vet visits, which included sedation twice to retrieve grass from her ear canal. I was extremely pleased with how quickly our claims were handled and issuances of checks. This is my first experience with pet insurance and I highly recommend this company. The staff kept us updated on the claims, and I appreciated the personal notes from them - not just a form email.
5

out of 5

POSTED: | BY: Claudia

I wish my own insurance was this good!

What can I say? Embrace pays your claims on time, without any hassle. I have had several claims throughout the years, and I've never had an issue. They even contacted me to see if I had received the check...who does that? Thank you for making it easy.
5

out of 5

POSTED: | BY: Kim

The best coverage and care for pets!

I recently switched to Embrace from VPI. Best decision i ever made. Embrace has the best customer service and better coverage for my dogs than VPI. My puppy was recently diagnosed with Hip dysplasia. She needed a Triple Pelvic Osteotomy on both sides and Embrace was there for me. They covered this for my puppy and I don't know what I would of done without Embrace covering her. If I was with VPI, it would not have been covered. Keep up the great work Embrace!
5

out of 5

POSTED: | BY: Samantha

Great Company

Overall my husband and I have been very happy with our coverage at Embrace. Our cat developed feline asthma four months after we purchased coverage. They have covered him without hesitation and we really appreciate it. If you are looking for insurance (and I recommend you get it) this is the place to come.
5

out of 5

POSTED: | BY: Ruth

Wellness Exam and Vaccinations

We are totally happy with the fast and efficient service we have received. Submit claims by email; receive email the next day confirming receipt of the claim. Every time our claims (mostly wellness) have been processed and the check arrives quickly. Had other coverage before switching to Embrace and they were never this fast. Very nice people to deal with!
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review