Embrace | Pet Insurance Review

Embrace Pet Insurance has stood by me with my dog, Alex, and my cat, Suki. They have always been compassionate and caring in helping me with my medical bills, explanation of coverages, and providing quick reimbursement of charges. They take it a step further in truly caring for you and your pet...even asking me for a photo of my two pets. If other firms were as excellent as this firm, the world would be a much better place.

Our 8 month old puppy sustained a broken toe and then lots of bad pressure sores from the casting. Over the course of 2 months, we had around 12 claims to submit for the various appointments. It became very frustrating when claims were faxed 2 and 3 times and were still not received by Embrace. Once they were finally received, the processing was quick and efficient. Embrace needs to work on establishing a more effective system of receiving claims and notifying of receipt immediately. We were thrilled all of our claims were approved and this injury to our pup has been covered!

I know that many people may think that nothing bad will happen to their pet, but any thing can happen at any time, especially when you are least prepared. I know from seeing it every day, medical emergencies happen. Having the piece of mind that you can take care of the pet you love like a family member makes all the difference in IF you can give the medical treatment your pet needs and deserves. I am a veterinary technician and the moment i brough home my kitten I knew that I would sign up for pet insurance, which one I was not sure. After long consideration over many different pet insurances, I decided on Embrace Pet Insurance. They offer the best coverage as well as wellness rewards, which allows you to do annual/wellness like things for your pet you normaly would pay out of pocket. I have had my pet insurance for a year now, and have only used it for wellness, thankfully I have not experienced any emergencies. But I know that it is better to be prepared. I love my furry little guy and he deserves to receive the best medical care for any reason. If you are a pet owner, new or seasoned, you really need to consider investing in pet insurance.

I'll admit that I was skeptical about pet insurance in general, believing that one will pay far more in premiums than could ever getting back in reimbursements. I used to work in a veterinarian office and even told clients it was not worth it. Who knew that only 8 years later I would find Embrace.I am so greatful for the comprehensive coverage for my three "fur-kids". I took all three of them in for annual exams, labs, fecals. This was reimbursed at 100% with no waiting period. Then I scheduled my eldest for her dental -this was also covered up to the maximum benefit under the plan. The claim was faxed by my vet office and I recieved a confirmation e-mail from Embrace in 24 hours. All claims have been reimbursed in 2 weeks. I couldn't be happier. I cannot express enough how much I appreciate the complete coverage available, and peace of mind knowing that my dogs will have insurance coverage in case of illness or emergency. I just wish I had this coverage for my last best friend - his vet bills exceeded $15,000.00 in the 4 years that we had him. So, kudos to Embrace. Keep up the great service, and thank you. I have given positive feedback to the staff at my animal hospital - they too wanted to know if there was any pet insurance worth getting...the answer is yes!

I have had Embrace pet insurance for the last 4 years. It is by far the friendliest, easiest and quickest paying company out there. Communication is quick and friendly. I went 3 years without a claim and this year has definitely made up for it. My German Shepherd had a major infection which ended up needing surgery. Every bill (minus my copay and deductable) was reimbursed. There were no payment schedules or nitpicking involved. I love this company and highly recommend it.