Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Edwin

Sam

Becoming a member if the Embrace Pet Insurance was a good idea. Claims are processed fairly and in a very timely manner. I recommend Embrace to anyone looking for a pet insurance company.
5

out of 5

POSTED: | BY: Linda

great

It's my first time with pet insurance and after many trips to the vet I decided to buy embrace ins. I am very pleased with the company and the claims are processed quickly. When my yellow lab was diagnosed with elbow problems,I am very glad to have some insurance to help her. I would recommend embrace to anyone who has pets.They also keep in touch by email which is helpful. It's a good company.Thank you Embrace.
3

out of 5

POSTED: | BY: Rosemary

Great Insurance...But

I like the friendly people I get e-mails from and speak to on the phone but, So far every claim I have submitted has no been processed correctly. I really like this insurance and have chosen to stay but they need to educate their staff on how to properly read an itemized bill so they can pay the claims properly on the first submission.
5

out of 5

POSTED: | BY: Christy

Ellie says thank you.

We love Embrace insurance. We only wish we had it for our previous dog. Everyone has been so patient and pleasant. We received our reimbersements promptly. And it was very easy to get the coverage in the first place.
5

out of 5

POSTED: | BY: Patricia

Quick with reimbursement checks

So far we are pleased with Embrase Pet Insurance. I have claim faxed in and the next day I receive a response in my email that you received Abby's claim.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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