4
out of 5
POSTED: | BY: irene
helpful
don't know what to say because this my first time but it seems petty good
4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mary
Great job
We are moving into our 3rd year with embrace. I tell pet owners all the time about this very responsive and professional company. Keep up the excellent customer service. We will be adding another cat to our policy in the next two months.
2
out of 5
POSTED: | BY: patrice
not worth the dollars cost
Claim process is more burdensome than other agencies, less is covered and cost is high. Payment is quick when (and IF) claim is approved and processed
5
out of 5
POSTED: | BY: Greg
A sincere review & thank you.
We selected Embrace insurance for our little golden retriever mix puppy, Emma. That was 5 years ago. During that entire time, we never had a reason to use the insurance we had purchased for her. Recently, Emma's life was abruptly cut short due to complications from canine lukemia. In an effort to save her we racked up over $2000 in emergency vet and testing bills. At the time, we were not thinking of the cost, just saving Emma if we could. Afterwards however, it began to sink in how much we had extended ourselves and all we could do is hope that the Embrace pet insurance would honor the coverage we had for her. They did, and made a very sad and stressful situation much less stressful. We dearly miss Emma. Thank you Embrace for being there for us as you promised you would be.
5
out of 5
POSTED: | BY: Ashley
THANK GOD FOR EMBRACE !
LOVING THAT WE GOT INSURANCE for my 7 month old Boxer! Brady decided that it was a great idea to eat part of my tempur petic bed topper which ended us at the vet. 385 dollars later we found out he was fine! We were able to get 308 back from this vist ! without embrace i would be a really really pour grad student !
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.