5
out of 5
POSTED: | BY: evelyn
Great cpverage
Took Lil Henry to the vet and it is really good to have coverage.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sarah
Highly Recommended!
I have had this insurance for almost two years now and I have nothing bad to say. I love the great customer service and the personal emails (even if they are computer generated). The claim did take a but longer to process this time compared to previous ones. My only disappointment would be that I was unaware that I didn't have prescription coverage...my fault for not remembering. I was under the impression it was covered as part of her accident and illness coverage.
5
out of 5
POSTED: | BY: nina
exactly what i was looking for
Past experience with a sick dog has taught me the necessity of pet insurance, it is the last thing we think of on our budget but taking care of our pets is important.
5
out of 5
POSTED: | BY: Jeff
Simple and easy
This was our first claim submitted through Embrace. The process was easy, notifications were timely and the process was very well run. Great first experience!
5
out of 5
POSTED: | BY: Jazz
A company that does what it says it will do.
These are good business people and good pet people. They are helpful with claims and questions and we recommend them to whomever and whenever possible.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.