Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,922

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Andrea

The Embrace staff are terrific

I have nothing but good things to say about Embrace. Little did I know when my collie puppy came to us at 10 weeks that he would subsequently develop inflammatory bowel disease. This diagnosis was solidified after several veterinary visits and a hospitalization. Need less to say having insurance was very helpful financially. even more so was having Embrace insurance.The staff was incredibly helpful and gave me updates as to the status of my claims. I woul donly recommend Embrace as the pet insurance to purchase.
5

out of 5

POSTED: | BY: evelyn

Great cpverage

Took Lil Henry to the vet and it is really good to have coverage.
5

out of 5

POSTED: | BY: Sarah

Highly Recommended!

I have had this insurance for almost two years now and I have nothing bad to say. I love the great customer service and the personal emails (even if they are computer generated). The claim did take a but longer to process this time compared to previous ones. My only disappointment would be that I was unaware that I didn't have prescription coverage...my fault for not remembering. I was under the impression it was covered as part of her accident and illness coverage.
5

out of 5

POSTED: | BY: nina

exactly what i was looking for

Past experience with a sick dog has taught me the necessity of pet insurance, it is the last thing we think of on our budget but taking care of our pets is important.
5

out of 5

POSTED: | BY: Jeff

Simple and easy

This was our first claim submitted through Embrace. The process was easy, notifications were timely and the process was very well run. Great first experience!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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