5
out of 5
POSTED: | BY: Jen
Quick reimbursement, great customer service
Fantastic customer service, quick processing of wellness claim! Thanks!
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Martin
appreciated efficiency
Excellent experience with claim. I was updated immediately during the whole claim process and it happened much quicker than I imagined. I am very happy with their efficiency
5
out of 5
POSTED: | BY: Kristen
Easy company to work with!
We inherited the insurance with our pet about a year ago.
Our dog unexpectedly got Addison's.
the insurance has been helpful and the
people at embrace have been very easy
to work with.
5
out of 5
POSTED: | BY: Patricia E.
I am very pleased with Embrace
I didn't expect a response so quickly since I just began this insurance. The visit was to make sure my dog was healthy and qualified for the insurance. When Embrace received my vet's information, I received confirmation the claim was being process. i am happy my little dog is covered and protected with health insurance. Thank you.
5
out of 5
POSTED: | BY: Marina Choi
excellent sevice
I appreciate Embrace efficient assistance at every claim I submit with full attention to the matters and take care of my accounts efficiently and thoughtfully making me and my dog feel so proud and happy with Embrace taking such good care of us. Thank you Embrace!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.