Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,318

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Calvin Cox

Constant communication Via email

Well I have an awesome veterianarians office/hosptial (VCA animal hospital) they filed my embrace claim for me and took care of the hassle. Embrace notified me of the claim and I should be receiving my first check soon. My dog is a very healthy, playful, loving and gentle 4month old Labrador! Thank you Team Embrace!! #awesome #spreadtheword
5

out of 5

POSTED: | BY: Jennifer

Fabulous! Go with embrace!

Fantastic customer service, fast claim filing. Covers a lot of costs even wellness exams!
4

out of 5

POSTED: | BY: jennifer

Quick and easy.

Our one year old puppy(Lola)that we rescued from a shelter, has just been diagnosed with Diabetes. This is rare in such a young dog. She will require a lifetime of medicine and special diet. So far, Embrace and their helpful employees (Megan, Laura and Christine) have been extremely helpful. We have been reimbursed for office visits, insulin and needles. So far we are very happy with Embrace.
3

out of 5

POSTED: | BY: linda dimonda

iinsurance

This insurance is expensive but doesnt seems to pay a lot out on a claim. Seem to be spending more a year tahn what I actually get back.
5

out of 5

POSTED: | BY: Karen Bird

Wish my health insurance was as good as my dog's!

I've been with Embrace for several years now. This is the first year that I really needed the insurance, and the people at Embrace have been terrific. Prompt and courteous service coupled with accurate and rapid benefits paid = one happy owner of a much-loved German Shepherd.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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