5
out of 5
POSTED: | BY: katie
Thank you!
As always, Embrace is awesome!
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Diane
Satisfied Yet Again
Another year and two golden Wellness Visits and Embrace sent my two checks in a timely manner. Keep up the great work Embrace.
4
out of 5
POSTED: | BY: Mila
Good experience so far!
Have a young German Shepherd puppy. My experience with Embrace has been very positive so far in filing claims and receiving periodic emails on claims status. I've already used the Flexible Spending account to cover my dog's spaying and heartworm/flea preventative medications. Quick service in receiving reimbursements.
3
out of 5
POSTED: | BY: Rumi
What took so long?
This was about as simple a claim as you could get, yet it took WEEKS for it to get resolved. Thank God it wasn't thousands of dollars I was waiting on. This is my first claim with him. I'm not sure if I would recommend this company or not.
4
out of 5
POSTED: | BY: Jeanette
Great dog insurance
I have enjoyed working with Embrace Pet Insurance. The customer service folks are very helpful and friendly. They acknowledge receipt of a claim very promptly. My only wee "beef" has been the length of time it has taken to reimburse my most recent claim -- it took a month. That seems to be a bit long. Otherwise, I'm glad we have Embrace to cover our dog's health needs.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.