5
out of 5
POSTED: | BY: LUANNE CARTER
Great Customer Service and communication
Thank you for your prompt and outstanding means of communication. I am very pleased with the service you provide
4.9
out of 5
Number of reviews 20,319
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Erica Johnson
Better!
I appreciate the timely response on this claim. I feel that if the vet says the dog needs to eat a certain food for a few days and I then have to buy it from the vet, it should be covered. It was part of the treatment, like the antibiotic I also had to buy and was covered.
5
out of 5
POSTED: | BY: Robin Martino
Timely reimbursements and follow through!
I have been in Embrace customer for three years now. Embrace has always offered timely reimbursements with superior customer service and follow through! I recommend this insurance to all pet owners!
5
out of 5
POSTED: | BY: Karin Kaiser
Reinbursement of claim was very quick
This was my first experience with Embrace and I have nothing but rave reviews to say. They processed my claim in a quickly and timely manner and I am very pleased!
1
out of 5
POSTED: | BY: LILY
NOT A GREAT START
SIGNED UP ON THE INTERNET FOR FULL COVERAGE AND WELLNESS. THEY SENT ME THE POLICY BY EMAIL AND I THOUGHT I WAS ALL SET. HAD MY FIRST VISIT AND WAS DENIED COVERAGE! EMAILED THEM THE WELLNESS CERTIFICATE AND NOW WAITING FOR A REPLY.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.