5
out of 5
POSTED: | BY: Nancy Wilmoth
Quick Service
My dog Molly just passed her annual wellness exam two days ago and my wellness claim has already been processed. Can't ask for quicker service than that.
4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Tiago Duarte
Embrace the embracers
I love these guys. I am especially pleased when I have to call them, because each time, a person just picks up the phone and solves my issue. They are absolutely quick, fair, and reasonably priced. I have a great sense of peace knowing my kitty is protected and when he needs his vet, I won't have huge headaches later on.
5
out of 5
POSTED: | BY: Laura Schaech
I recommend you ensuring your family pet.
I really never thought pet insurance could be worth the money. I have had the pleasure of having a new addition to our family. She is a now 8 month old yorkie. She is a bundle of energy. She came down with a virus last month and I had to take her to our vet and it was necessary to keep her overnight. As a result vet bills sore. I have had a to use Embrace and they made the experience much easier.
5
out of 5
POSTED: | BY: Sadie
First puppy visit
Embrace staff have been exceptional to work with, they are always willing to help when you contact them. I submitted my claim and they notified me that they were mailing a check to me directly for the entire claim amount.
4
out of 5
POSTED: | BY: Stacy Washington
Freddie
My dog Freddie was bitten by brown recluse spider. I really love Embrace Insurance and the company has been great in providing updates on my claims.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.