5
out of 5
POSTED: | BY: Carol
Great Service
I have been very happy with Embrace. It has helped us immensely with our dogs medical problem. I recommend Embrace to every one I know that has a Dog AND OR CAT.Embrace.
4.9
out of 5
Number of reviews 19,925
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lisa
So grateful we have Embrace
When I heard Seager needed a little surgey to make him better, I was both thankful they could help him and grateful I had Embrace to help with the cost. I do and will continue to tell others how important Pet Insurance is, and of course that Embrace is the best!
5
out of 5
POSTED: | BY: Ryan
Muchacho approved!
My boy, Muchacho, developed some problems breathing and needed to have his tonsils removed, palate trimmed, and nares widened. I was prepared to pay it out of pocket, but Embrace and my vet coordinated all the paperwork and saved me quite a chunk of change. Even my vet, who traditionally recommends another insurance company to his bulldog owners, looked at all the documentation from Embrace and was quite impressed (perhaps shocked) with what Embrace was willing to cover. I think you'll probably see him send a few clients your way in the future.
Thanks, Embrace! Muchacho is completely back to his goofy active self, and I appreciate you sharing the financial load.
4
out of 5
POSTED: | BY: Claire
Good coverage but slow claims processing
The people at Embrace are friendly and helpful, and the coverage is comprehensive and includes conditions other companies exclude, but it takes a couple of months to get a claim processed. (I received word today, 11/27, that my claim from 9/25 has been processed.) When I asked why, the answer was that they are training new employees. However, I submitted two claims over a 6 month period, and the wait time was close to two months both times, so that answer doesn't seem sufficient. Still, I appreciate the level of coverage and would recommend the company on the basis of that.
5
out of 5
POSTED: | BY: Jon
Attention to Detail and Customer Satisfaction
I have had Embrace Insurance for my Bull Mastiff she since was 8-weeks' old. The past 2-1/2 years w/Embrace standing behind her health and well-being have been very reassuring and comforting to me. They have been there for her routine canine well being and her mischievous acts affecting her health. Laura Bennett and the entire Embrace Team make having pet insurance well worth every dollar and are eager to make the process easy! I look forward to adding a new puppy to our policy come the end of December when a French Bulldog puppy arrives for Xmas.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.