Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Vikki

EMBRACE is EXCELLENT!

I have many pomeranians, and some are insured through other companies, and some through Embrace Pet Insurance. Embrace is by far the very best in Coverage, Service, Speed, Caring, Ethics, and Excellence. I could not be happier, and Embrace has stayed true to their Excellent Service for my tiny poms throughout the years. Thank you very much, Embrace!TheTinys tinydogsrule.com
5

out of 5

POSTED: | BY: Amanda

very nice - and fast reimbursement

I have a 6 month of newfoundland, named Winston! Embrace is a great pet insurance so far! Always were very nice and always had a prompt response per email. We made a wellness claim last friday and let me remind you memorial day was monday, so my claim was processed on tuesday and i recieved my reimbursement back TODAY and its friday! YAY!! my hubby was so happy! I researched for a long time on pet insurance and i am so glad i chose this one! i hope in furture everything goes this smooth!!!
5

out of 5

POSTED: | BY: ReBecca Adams

wouldn

Have had Embrace for quite awhile for ny now 8 year old lab, Logan & our 3 year old rottie, Jewels. Out of the other pet insurance companies that I have had, they are the most professional & pleasant. I've never had any problems with any claims & How they notify you what status your claim is in. You never get the feline you were thrown into the insurance claim milky way! I'll never have another pet insurance Company for my babies!
5

out of 5

POSTED: | BY: Kimberly Coleman

Excellent Service! Very happy with Embrace!

I have not had pet insurance before as the costs and coverage didn't seem to be a good deal, then I learned about Embrace. I read the benefits and requested a quote and now I am a customer. I signed up my young healthy Oriental Shorthair and three months later he had an abscess rupture and we found ourselves in the ER. Embrace processed our claim quickly and the benefit explanation was clear. Fast turnaround on claim processing. Vet highly recommends Embrace and so do I! Customer service is great and from quote to sign up to payment was simple. Simple language, no complications. Thank you Embrace!
5

out of 5

POSTED: | BY: Cristina Khuly

Eastern Medicine to an Older Dog's Rescue

Thanks to Embrace I have a new weapon in the tool-kit to help my 12 year old husky-mix enjoy his elder years. Morgan has had a bad back for a few years now and despite our efforts to find a reason — MRI, spinal tap, etc. — he occasionally needs total bed rest for a "bad back". Not being able to enjoy his long hikes with his Daddy anymore brought us to try something new, acupuncture. Thank goodness embrace covers it because it is expensive. He has had two treatments so far and we can already see he gets relief from his pain and may even improve.Thanks Embrace!!!! Cristina aka Morgan's Momma
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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