5
out of 5
POSTED: | BY: Charles Conte
Excellent Company!
Submitted a claim and received a check in 1-2 weeks. Very satisfied with the customer service and company in general. Highly recommended!
4.9
out of 5
Number of reviews 20,318
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: K. Everdeen
Just choose Embrace!
This is my second review for them. Yup, I like them that much. I have tried two other Insurances (Sheltercare and Pet's Best), and I switched to Embrace because of the prompt service and the stress-free claim process. I feel like every time I turn in anything related to medical (I don't have wellness coverage), I get a check in the mail two weeks later. No questions asked. That's how it should be! I am grateful that I can take my cat to the vet without worrying about financial consequences.
5
out of 5
POSTED: | BY: Sandra
Very happy with EMBRACE
My Shih-tzu's diagnosis of advanced liver disease--and prognosis of mere months to live--was very upsetting. But, thanks to EMBRACE, and their no-hassle, prompt processing of claims, my family and I didn't hesitate to get our pup the very best specialized care available. Now, taking 6 Rx meds each day, our little guy is defying the odds and dazzling the vet with his improbable comeback. We are managing the disease only because EMBRACE makes that affordable. And, with friendly, compassionate customer service, they make it pleasant, too.
5
out of 5
POSTED: | BY: Josh R
Broken Tibia
Our first frenchie has Trupanion, but premiums increased substantially for our Puppy. So we turned to Embrace and we are so thankful we did. Our 6 month old Frenchie pup broke his tibia in a freak accident and Embrace was there immediately. After the $300 deductible they literally covered 90% of the accident. Not sure what we would have done had we not had them considering the accident cost was upwards of 6k. The one caveat is you have to be able to float everything up front. The first reimbursement took about a month, but then they started rolling in about 2/3 weeks.
5
out of 5
POSTED: | BY: Kimberlee
Embrace is top notch
We adopted two puppies this March, turns out one of our girls has an autoimmune disorder. Thanks to Embrace we have been able to get her the care she needs!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.