Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,925

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rusty Jackson

Swift easy claim submittal

The process of submitting a claim was easy, especially with multiple claims. The site response during claim submittal was great, no problems entering the information or attaching the invoice files.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Michael Bush

Very satisfied

Very satisfied. The claims are handled quickly and efficiently.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Customer

Lifetime of Care for My Dog

Over the 12.5 years I was lucky to have my Monte, a yellow lab, Embrace covered him, from surgeries to repair ruptured cruciate ligaments (both knees, one year after the other) to renal issues, benign but in-the-way fatty tumors, and a thyroid condition. In all cases, Embrace helped me never think twice to get Monte the treatment he needed to live the full and wonderfully active life he did. Their service is easy to access, staff always helpful and knowledgable, and claims are paid quickly. Great service overall.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Susan Wade

Timely

The process is easy to follow. They have always made fair decisions based on the policy I selected. I think I am on year #2!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Jeff C

I had to speak with an agent for some…

I had to speak with an agent for some assistance today. She did a great job, was a big help and resolved my issue quickly. Also, I recently moved from Atlanta to a smaller town in north GA, my monthly premium was reduced by over $30/month. A fair and equitable company indeed.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review