Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,329

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Martha Jones

Fast Processing

I submitted several claims for my dog this afternoon. Before I finished submitting them (which is very easy), the first one had already been approved!
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5

out of 5

POSTED: | BY: Heather Salvadore

Very simple to submit a claim and…

Very simple to submit a claim and explanation upon claim reimbursement. Great benefits overall for our fur babies
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5

out of 5

POSTED: | BY: Linda Leach

Embrace makes it so easy to submit a…

Embrace makes it so easy to submit a claim and are very quick with a response. Their customer service is A+.
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5

out of 5

POSTED: | BY: Andy Warpool

Claims made sooooo easy.....

Claims made sooooo easy.....
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5

out of 5

POSTED: | BY: Silvia Sunshine

Love Them

Love, love, love Embrace. Super easy to file claims and navigate policy information. Once, I had to call about clarification on coverage for my rescue dog and customer support was so nice- and the issue that needed clarification was in fact covered. (yey!) Overall experience= EXCELLENT.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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