Embrace | Pet Insurance Review

Some of this visit for Max was to review his status on an illness /skin rash he had on an earlier date. He was then also given rabies and kennel cough shots. I believe some of the claim should go toward the illness aspect, since that was the main reason for returning to the clinic. Maybe you can pass this info. on to the Vet from Oceanview. Thanks. Mary Ann Gonsalves

I've been with Embrace for almost 7 years and have nothing but positive things to say. I have two dogs and a cat, and while one dog and the cat have required almost no care, my 13-year-old cattle dog mix, Peggy, has Cushings and arthritis and a variety of other age-related issues. My Embrace coverage gives me the ability to make her final months/years as comfortable as I possibly can. They provide superior coverage at an affordable price, with quick reimbursement. It's really amazing. I wish my human insurance worked as well! I recommend Embrace to friends and to all the veterinary professionals on Peggy's team. Thank you!

We are new to Embrace but we are already impressed. They seem to be true to their word when they sold us the insurance. We picked up the insurance when our Golden was just turning five. Now at almost six years old he has been diagnosed with a heart condition. When you pick up insurance at a later age there are some pre existing condition exclusions which could be wiggle room for Embrace for non payment. With this new diagnosis we felt they made their reimbursement decisions fairly. They have been terrific about recognizing it is a new condition. The claims department has great customer service and response time. The EOB's (Explanation of Benefits ) statements are clear and understandable and payment of reimbursements are swift. We are very happy so far.

Dollar for dollar, Embrace is the best Pet Insurance for your dog. The reimbursement comes quickly in the mail. The customer service is great. But the wellness package you get can not be beat. I have over my life time had 3 beagles, the first one was not on any pet insurance plan. But my second and third were on VPI and the reimbursement was horrible you fax your invoice to them which was over $200 dollars and you would be lucky if you got a check back for $50.00 dollars. But not with Embrace wellness you send in an voice to them for $200 dollars and you get a reimbursement check for $200.00 dollars. How can you beat that. So with my 3rd beagle I made the best and smartest decision of mine and his life and switch to Embrace Insurance. Now I can relax and know that he is in the best hands and will have the best wellness and major medical a pet could have. I just wish I had done it years ago. And with my second beagle too.

Our friend's puppy was recently kicked by a horse and had to have expensive surgery on her leg. Shortly thereafter, we brought home our third rescue pup and realized that the possibility one of our dogs would need major health services was increased exponentially! We found Embrace through USAA of all places and were happy to see reasonable premiums and a wellness policy! We moved forward with insuring all three dogs and immediately submitted wellness claims. We received personal emails throughout the process and received 100% reimbursement checks for the wellness visits (that included microchipping the new puppy!) within two weeks! My husband was skeptical but he's a believer now and we know if something major happens to any of them, we can let their care be the most important thing, not the cost. Thanks Embrace!