Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,930

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Eileen

Good coverage; pay attn to details, follow claims

I have a french bulldog 9 months old and have had good experience with claims and coverage. They did want to exclude nausea and vomiting for a yr due to one incident he had had prior to coverage, but my vet and I appealed it and they reversed the exclusion. Most claims reviewed quickly, but did have one that fell thru the cracks at their end, but this was rectified with a call from me. I did lots of research and this Co provides the most comprehensive coverage and they have integrity, are NOT a rip off, they are good. I recommend them highly. I have 10K coverage a yr for $49 a month, and have already had claims paid that will cover ALL my premiums for all of 2015.
5

out of 5

POSTED: | BY: Linda

Embrace Pet Ins lived up to their promise to pay!

I have had 6 dogs over past 35 yrs but never had pet insurance until. So glad to have it, esp for the wellness segment. My girl is 14 yrs old and so thankful to have her covered....just never know about life & health. My boy is 9 and most curious & fun guy. Just want to hang on to them as long as I can....love them so. Both are healthy & active & loving. Want them to stay that way. Thanks for the Wellness Plan.
4

out of 5

POSTED: | BY: Gene

Quick and professional service

Embrace stood out from the many other companies that I researched. The plans covered many of the items that could be needed. I think having a yearly max pay out versus a lifetime cap is a real benefit.All my contacts with them are handled very well and done in a professional manner.
5

out of 5

POSTED: | BY: Nathan

Simple, speedy, responsive, great.

In the short amount of time I have had embrace, it has been great. My dog had some serious injuries almost immediately after signing up and instead of heckling me to avoid paying out for health care, they were very anxious to ensure I was covered for what was needed. Claims are extremely simple and payout is very fast. Truly a top notch company and business model to ensure customer loyalty and satisfaction.
5

out of 5

POSTED: | BY: Rachel

Amazing!

Embrace has been a pleasure and dream to work with. They make insurance so easy and everyone who works for the company has also been great. They give me peace of mind that my dog will be taken care and provide amazing customer service to boot!
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review