Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,930

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sarah

Fast and Stress Free

Our 12 month old Aussie was hit by a car and suffered traumatic injuries that resulted in 2 extensive surgeries and continued rehabilitation. With all the emotional anguish that we were already experiencing I was so relieved and impressed with the Embrace staff and procedures when making a claim. I had only recently purchased the pet insurance and was envisioning fighting them over some of the incidentals, based on my experience with general insurance companies in the past. I was so thrilled with my experience with Embrace, the claim process was simple and we received our payments very quickly. I would have no hesitation in recommending them, and now plan to sign up for their wellness option too!
5

out of 5

POSTED: | BY: Frank

Peace of mind.

Belle, our five year old Bulldog injuries her ACL while playing. Thankfully we have her and our other three bulldogs insured with Embrace. They are always very professional on the phone and efficient in getting claims processed. She had her surgery and her claim was processed within two weeks. Good communication and follow through.
5

out of 5

POSTED: | BY: Linda

Great service for wellness & illness claims!

Thanks to Embrace for providing quick and accurate claim services for my two dogs' wellness and illness claims this year. This is my first pet insurance experience and I am very glad that I researched what is covered and the out of pocket costs and found Embrace. I will be a customer for as long as I have my dogs.
5

out of 5

POSTED: | BY: Andrea

Reliable Service

I always have fast service & no complaints with Embrace!The peace of mind they provide me is worth every penny!
5

out of 5

POSTED: | BY: Nancy

Great Service Great Claim Service

We have 2 English Bulldogs.I was looking for accident and comprehensive coverage if the dogs became ill. Abby suddenly started vomiting daily.We were going to the vet for x-rays blood work medication and then to a animal hospital for an ultrasound.I took the claim form to each appointment the vet filled out the form and they faxed it immediately. I had response from Embrace within 24 hrs and claims reviewed within 48hrs and paid in a quick timely manner!!Great service and coverage!Thank goodness for the insurance and Abby is fine now!I am glad I purchased the insurance for them and that I went with Embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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