Embrace | Pet Insurance Review

My puppy has been having a lot of GI problems recently. Embrace has covered most of them, which I am grateful for! The only negative thing I have to say is I had to appeal most of those claims as they came back rejected the first time. Most of the claims were eventually covered, but I did not like that I had to appeal so many of them when they came back as covered no more than a couple days later. Otherwise, I've had an overall great experience with embrace and would recommend them to anyone I know with a pet.

Embrace is a great company. This is my second year with them and my Ella was injuried while she was protecting our house from an intruding animal. Without her bravery I would have lost my cat too. She had 2 emergency surgeries to repair her face and thankfully did not lose sight in her eye. Embrace paid her claim within days of submission. Her $1,000 vet bill only cost us about 500 after our deductible. Glad to report Ella is back to her amazing self. And with the wellness rewards her annual visits and preventative flea, tick, and heart worm medications are refundable up too our max of $400 a year. It's a great help to save your pets life.

I am so grateful that I bought embrace pet insurance, it's one of the best things I ever did for my dear dogs well being. The first couple years it almost seemed silly and was joked about by friends and family. Now, that my pup is getting older , like us, life just happens! When he has had something it's the best feeling knowing I have embrace pet insurance there in our side.....no one jokes now, they actually ask where I found out about it! Thank you Georgetown vet,who told me about it!

My dog was diagnosed with bone cancer in July. I took him to the WSU Vet Hospital to be evaluated. After much testing, scans, radiation, & chemo - I had a $2200 bill. We didn't get a pre authorization because we had to treat him right away & the hospital didn't really know what the cost would be until he was actually there. I was just notified today they covered the entire bill. I have to pay 20% is all. I am so happy. He is going to need more treatment & I am so appreciative they are covering his care. I would recommend Embrace to anyone with a pet. They are great!!

My golden retriever (only 3 years old) had to have cranial cruciate ligament surgery. This is the first time I have had insurance on my pets, and would do again without hesitating. I did not have insurance on my previous Golden and ended up spending over $3,000 out of pocket for surgery. The embrace staff were awesome. Great customer service. They answered all my questions and processed my claims very timely. I have nothing negative to say.I have recommended this insurance to several of my friends and especially to new pet owners. Great job Embrace, you should be very proud of your staff.