Embrace | Pet Insurance Review

Been getting nothing but those dear John letters from embrace Seem like anything is pre-existing to them Paid over $2000 for breathing condition my dog is having but since the Doctor That overcharges me mention dog coughing in a previous exam nothing is covered paid over $2000 for breathing condition my dog is having but since the Doctor Who over charges me mentioned dog coughing in a previous exam nothing is covered. I selected embrace because of its affiliation with USAA insurance Needless to say my opinion of USAA decreased I really don't care that USAA is a military affiliated company they didn't do me no good. By steering me to embrace Before you get into any health insurance plan for your pet send that company the pet records within the cancellation period. And ask them to tell you which they consider pre-existing that they will not cover in the future. Let them tell you upfront before they start taking your money then telling you the Bad news after you paid for the plan for a few months Not recommended

Our experiences with Embrace have always been first rate. They do what they say they will, are always prompt and easy to work with, and are superb in communication and follow-up. If only they covered humans... ; - )

I have been with Embrace for 2yrs now and have filed maybe 2-3 claims a year for heart worm meds. Yearly check ups and maybe 3 incident claims. They have been very professional and are quick with the reimbursements. I recommend them to everyone that I talk to about pet insurance. My recent claim was for an infection of the mandibular salivary gland and Charlie had to be put on antibiotics. 80% reimbursement.

Embrace is truly a life saver. Our 5 year pointer mix, Zelda developed sever arthritis and degenerative disc disease in her spine at a very young age. She has been a very active and happy dog and we had to begin treating her with pain meds over a year ago. Her condition has worsen and our vet suggested stem cell therapy. I'll be honest, when I agreed to try this therapy I didn't expect Embrace to cover the cost. I submitted the claim but was emotional prepared to have them deny the claim. I was stunned speechless when I got the email that the treatment was covered. This therapy has already made an incredible difference in Zelda's mobility and pain levels. Embrace has been incredible for and I am very thankful and so is my girl, Zelda.

Embrace insurance is so good that whenever I see someone on the street with a puppy or young dog I ask if they have pet insurance. We had very mediocre insurance for our first dog. It just didn't cover much and every procedure had a really low limit. We're now on our 4th dog. She's a very active 14 month old lab mix rescue sweetie. She's crazy, impulsive and very high energy. She's really well trained but we still seem to be at the vet at least 2x a month lately. The most recent visit was because she ate part of a toy while with a dog sitter. She required emergency surgery when it lodged in her stomach and Embrace came thru for us very quickly with a reimbursement check. Two days ago she had a gash on her foot from playing fetch in our yard that required stitches. Embrace has paid a 80% on every single claim we've made. We are not wealthy people and would not be able to afford this dog without Embrace. Really. Get it. Now.