5
out of 5
POSTED: | BY: mary
embrace me
What tips? This is a fabulous operation--please don't change anything!
4.9
out of 5
Number of reviews 19,930
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Ellen
good decision to purchase
Last year we rescued our cairn terrier Lucy. She is a wonderful dog but suffers from many allergies. To date, we have had her to vet several times for treatment. Embrace has paid all the claims quickly. Good company - quick responses and easy to navigate. The claim forms are easy to complete and we keep some blank ones at the vet. Good choice.
5
out of 5
POSTED: | BY: Bernadette
Great Customer Service
I haven't had this policy for quite a year and only expected to use the wellness portion. However my 2 yr old Bedlington had a pancreatitis episode over the Memorial Day weekend and ended up spending two nights at the emergency vet clinic. I was glad to have the preprinted claim forms. I had to call because I needed more forms and had some questions. The Embracer I spoke with was so helpful and patient. I felt like I was a valued customer and the health of my pet was important. I would recommend Embrace for anyone considering pet insurance. One more thing, checks are very prompt.
5
out of 5
POSTED: | BY: Peggy
Great company to work with!
Embrace has been wonderful to work with. I have recommended Embrace to all my friends with animals
3
out of 5
POSTED: | BY: Heidi
Thank you for doing the right thing
After a long and arduous struggle, in which my Veterinarian had to write a 25 page rebuttal to a claim denial (for a pre-existing medical condition, which did not exist at the time I took out the insurance) Embrace paid the claim.I would like to Thank Embrace for changing their minds and doing the right thing.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.