5
out of 5
POSTED: | BY: Greg
Great Policy!
My Bernese Mtn Dog underwent Ccl (ACl) surgery and Embrace was exact to their coverage policy on all vet visits, surgery and care.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Karen
Jessica was so helpful in answering my questions.
Anyone who's interested in buying pet insurance,the right person to talk to her name Jessica,she's great,police n well trained,she knows her job very well.My first claim n I received my refund in a short time.
EMBRACE PET INSURANCE IS NO.1,FOR MY PET NEEDS N MY POCKET.
5
out of 5
POSTED: | BY: Ben
The Best Pet Insurance.
This is my second dog covered by Embrace Pet insurance. I have not had good luck with the health of my dogs, but Embrace is ridiculously good. I'm a 30 year veteran of the insurance industry so I read the contracts. This is the best contract as written. Clear and comprehensive coverage at what you are charged for care, not what they think it should cost. Service is ridiculous. They process claims within 2 weeks always and often within a few days and they email you to let you know they received, that they are processing it, that they sent payment and to check to make sure you received payment! People should be treated this well.
4
out of 5
POSTED: | BY: Ruth
Great plan
We've been customers for two years and have been so glad we joined. Found the custom plan that worked for us, and it HAS WORKED for us. Worth every penny, in reimbursements and peace of mind.
5
out of 5
POSTED: | BY: Cindy
Peace of mind
I have had Embrace for almost a year for our 14 month old Cavapoo with digestive issues. In the last 2 weeks, I have filed 5 claims, including a hospitalization, abdominal ultrasound, and numerous lab tests, and all have been processed and paid. They have been easy to work with and easy to submit and check on claims. It has certainly given us a peace of mind know they are there for us.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.