1
out of 5
POSTED: | BY: TRACY WIGHT
My yearly premium has doubled and the…
My yearly premium has doubled and the healthy pet discount went away.
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4.9
out of 5
Number of reviews 19,749
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: James Nathan
I HAVE EMBRACE THROUGH USAA INSURANCE
I HAVE EMBRACE THROUGH USAA INSURANCE. IT'S BEEN A TERRIFIC POLICY FOR FIVE YEARS IN TERMS OF SERVICE AND RESPONSIVENESS.
5
out of 5
POSTED: | BY: Ruth Nelson
NEVER ENDING APPRECIATION FOR EMBRACE!!!!
I will leave my review for my never ending appreciation for Embrace. This is the seventh year I have had them and can't imagine a better insurance coverage for my GSP.
Embrace has always been there for me and I'm so glad I chose them.
They pay in an exceptional timely manner and when I've had to talk to any of their representatives, it's refreshing to know that they still know what Customer Service is all about.
Thank you for all the support for the last seven years (and hopefully many more)!
3
out of 5
POSTED: | BY: Boo Robinson
Do not like the fact that I've had a…
Do not like the fact that I've had a policy 4 over 2yrs n hav yet 2 receive 1 dime bk frm Embrace! But $136 is being deducted out of our act. EVERY MONTH!!!!!!!
5
out of 5
POSTED: | BY: Jeanette Fuller
Embrace is Good Value
The website interface is simple and easy to navigate. The customer service has always been easy to reach and helpful when trying to coordinate between claims and the veterinarian. It isn't inexpensive but you do get value for the dollar you spend with veterinarian fees going up and up.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.