Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,329

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Narlyn

Quick turn around

I have insurance of my other cats in another company, but Embrace sends reimbursement really fast. I highly recommend others get their pets insured here.
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5

out of 5

POSTED: | BY: fantasy football girl advice

My lil furbaby had to have her eye…

My lil furbaby had to have her eye removed no issues. Now with her 1 eye left she is having issues but I don't need to stress abt the bill cause embrace covered most of it
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5

out of 5

POSTED: | BY: John Waukechon

Boone's care

Overall, Embrace is an excellent company. There are things I wish were better, like less pre-existing conditions. But you allowed us to afford to maintain our senior dog, Boone, for the last four years of his 14 years of life. Your claim process is so easy, and the response time has gotten faster over the years. These are the reasons we gave Embrace 5 stars.
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5

out of 5

POSTED: | BY: Melissa Calloway

Jody provided excellent customer service!

Jody provided e collet customer service!!
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5

out of 5

POSTED: | BY: Victoria Lynn Berdnik-Atkinson

We love Embrace!

We love Embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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