5
out of 5
POSTED: | BY: Ulisses Torres
Simple and quick way to submit a claim
Simple and quick way to submit a claim
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,923
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mike carm
Was very easy to submit claim
Was very easy to submit claim. Took no time at all. 0719202045
5
out of 5
POSTED: | BY: Victoria Lynn Berdnik-Atkinson
Great website to use
Great website to use, fast reimbursements, great customer service
5
out of 5
POSTED: | BY: John Halgenberg
It's so simple my dogs can do the…
It's so simple my dogs can do the claims.
1
out of 5
POSTED: | BY: JOSEPH SMITH
This company is a scam
This company is a scam. They take your money and refuse to cover anything. We have had all our claims denied. While they will give a pretty answer the result is you getting screwed over and they walk away with a smile! They are dishonest about the waiting period upon when you purchase the policy and it's definitely set up as a "gotcha" policy. Heads up to if they claimed they haven't received your forms for a claim submission its a sign that aren't wanting to pay out. Plus they will change the waiting periods after they find " Pre existing conditions" and use it to not pay any claims. They need to be investigated especially for taking advantage of honest pet owners who want to provide the the opportunity to give their pets vet care. How horrible?!?! All those policy holders who believe they are covered when they arent and find themselves out a few thousand while having to deal with some narcissist cracking a fake smile!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.