5
out of 5
POSTED: | BY: Will Wilhelm
Very easy to make a claim
Very easy to make a claim. Very prompt responces to claims.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Alexandra Lukauskis
Easy to navigate and make a claim ,
Easy to navigate and make a claim ,
5
out of 5
POSTED: | BY: Shankar
Teddy Insurance Claim Experience
The claim submission process was very easy. Navigating through the claims application was easy for the customer. It took me 5 minutes. Next I appreciate Embrace's continuous follow up with two veterinary hospitals for Teddy's history. They processed the claim immediately on receiving Teddy's history. Really PET is a high priority for Embrace
5
out of 5
POSTED: | BY: Rita Williams
This was my first-time submitting a…
This was my first-time submitting a claim
I spoke with Jordan and she instructed me on how to submit a claim and I had no problem. Jordan has excellent customer service and I appreciated her help.
5
out of 5
POSTED: | BY: Darlene
I've been with Embrace from the time I…
I've been with Embrace from the time I got my dog. I'm very happy with the service and the convenience. I hughly recommend them to everyone.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.