5
out of 5
POSTED: | BY: Dennis Alves
The best pet insurance company
Submitting a claim is super easy
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,923
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Cynthia Smith
When can I expect a reimbursement?
Claim submission is fairly easy to use, but I would like to know when to expect a reimbursement.
5
out of 5
POSTED: | BY: Amy
Great coverage, easy to file claims
Embrace Pet Insurance offers great coverage and customer service. The claims are easy to file and reimbursements come quickly. I have recommended this pet insurance to family and friends.
5
out of 5
POSTED: | BY: Kristi Brockman
I have always had kind and professional…
I have always had kind and professional interactions with any Pet Embrace employee that I have spoken to. Each person has answered my questions quickly and with kindness. I am very satisfied with Embrace Pet Insurance.
Thank you!
5
out of 5
POSTED: | BY: MICHAEL WEIR
Get fast answers on claims we have…
Get fast answers on claims we have submitted we have met our deductible so now getting money back for claims we have submited
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.