5
out of 5
POSTED: | BY: Denise Wolf
Embrace is very reliable
Embrace is always there for us. I can always rely on them to cover a claim
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jean Burleson
The Absolute Best in the Business
Embrace is a very professional company. The claims process is the best in the business and, if necessary to speak to a representative, they are always knowledgeable and caring.
The absolute best in the business.
5
out of 5
POSTED: | BY: Susan Bowerman
Great Pet Insurance
I've been with Embrace for over 10 years now. Since our first dog Molly, we now have 2 dogs and 2 cats on the policy. The Wellness part is the best so far. They cover everything with wellness you can have. We've been extremely happy with our experience. We would recommend them to anyone looking for insurance for their pets!
5
out of 5
POSTED: | BY: Jason
Super simple and easy to follow when…
Super simple and easy to follow when submitting a claim compared to previous pet insurances.
5
out of 5
POSTED: | BY: Flavia Oliveira
Peace of Mind
This summer my dog has had several episodes of vomiting and has needed diagnostic procedures and analysis to determine a treatment plan.
Embrace has been a lifesaver. Their on-line claims process was very user friendly and I have received payment quickly each time. I highly recommend them.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.