Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: snowaceyahoo.com

Embrace is by far the best Dog…

Embrace is by far the best Dog insurance I have ever had. They are friendly, courteous, and very helpful. They are competitively priced and always pay my claims within a couple days. They truly care about my pet (family member).
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5

out of 5

POSTED: | BY: Frederick & Mary Beyne

Easy to submit claims

Easy to submit claims
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5

out of 5

POSTED: | BY: Bob Tentler

Easy claims submitting process

Easy claims submitting process
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5

out of 5

POSTED: | BY: jeanne Paul

Very impressed, great service

Very impressed how quickly they processed my claims. One of my dogs got sick and underwent expensive tests. My claims were paid right away which helped enormously given the stress of having a sick pet, this was one less thing to worry about.
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5

out of 5

POSTED: | BY: Michelle De Leonibus

A relief while going through the worst...

I have had them since my old man was 6 months old and they are excellent! I recommend them all the time! Finally having to use it now, sadly, but they have been super kind during my guy's treatment, and they review and pay quickly, which is so helpful when you are paying large amounts for cancer treatment! Thanks Embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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