5
out of 5
POSTED: | BY: richard
excellent company
Vary good company to deal with.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Philippa
SUPERB
Embrace are always so personable and efficient. I've only ever needed (thankfully)to go through them for Wellness claims and have always found reimbursement extremely prompt. Many thanks to all at Embrace!
5
out of 5
POSTED: | BY: Elizabeth
Awesome
Embrace is super responsive, their user interface is really easy and they send out helpful reminders and tips. Love them!
5
out of 5
POSTED: | BY: Will
Claim
Wonderful service in every case. Thanks
5
out of 5
POSTED: | BY: Theresa
Simply awesome!!
We could not be happier....this was our second claim we had to file for our Rottweiler, Morgan. Unfortunately, she had bilateral tears and had her first surgery in Nov. & her second in March. Having no prior experience with Pet Insurance we were not sure how everything would work, but ultimately we're hoping never to have to use it. Embrace made everything so easy, when you would call, you get to speak with a person & reimbursement is 2-3 weeks after everything approved. Thank you Embrace for being there for us and Morgan!!!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.