5
out of 5
POSTED: | BY: Pam
Happy with Embrace
Embrace has been very prompt in handling Bailey's claims. The staff was helpful when I called with a question. I would recommend them for Pet healthcare,
4.9
out of 5
Number of reviews 19,916
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kelly
Embrace is WONDERFUL!
We have had a policy with Embrace for over a year. Our Lab, Rooney was gravely ill with acute kidney failure after he was neutered last year, and Embrace was absolutely amazing every step of the way. From the ease of submitting claims to prompt payment, I am ever so grateful for this team. Perhaps the best thing in my opinion about the Embrace team is the level of professionalism and care with their customer service department. The team answers questions quickly and thoroughly, and I really don't think I have a negative thing to say. We purchased our policy when Rooney was just 5 months old, and we will have it throughout his lifetime. If you are debating getting pet insurance, I highly recommend Embrace for affordability, coverage, convenience, and most of all, how much they care.
5
out of 5
POSTED: | BY: Lydia
Pet Embrace always prompt
Pet Embrace is always prompt with my claims. They contact immediately letting me know when they receive my claims. I am confident in their ability to process Serenity's claims as soon as possible. Serenity, my American Eskimo, and I are very grateful to Pet Embrace.
5
out of 5
POSTED: | BY: M.
AWESOME PAWSOME
Since becoming a member of Embrace I have only twice had a challenge, and it was more about mixing up the claim between dogs, and having it corrected. I have since learned it is best to have wellness purchaes like flea and tick, purchased individually for each dog rather than lumped together.
My only other concern is that I wanted both dogs to be on the 80% reimbursement plan. Somehow a snafu happened, not sure if it was mine or their's, but I cannot get my girl on the 80% without having to start from scratch, meaning waiting periods etc.
But these are minor in the big scheme of things and I am constantly recommending Embrace and the need for Pet Insurance. I cannot say enough great things about Embrace and look forward to working with them as my babies go enter this final stage of their lives. I have peace of mind knowing that as little things crop up now, I have Embrace in my corner. Thank you Embrace!!
5
out of 5
POSTED: | BY: Margie
Good and caring Pet Insurance
My poor puppy broke his toe and had to see vet for a couple of weeks to change bandage. Sent all bills to Embrace and they were very prompt with these claims and also sending out checks to me to cover some of the cost, and also claims for his puppy shots were handled promptly.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.