5
out of 5
POSTED: | BY: Mark Albright
Bravo Zulu, Job Well Done
I am very pleased that Embrace has processed my claim in an expedient manner.
4.9
out of 5
Number of reviews 20,329
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Avril McInally
Laser and acupuncture therapy helped my dog's lameness
My dog was wounded by two feral dogs two years ago. He sustained wounds in his groin which were invisible to me and to our vets. Our regular vet and the emergency vet said the issue was in our dog's spine. His main veterinarian began a prescription of prednisone. Our dog, Murphy, worsened. Certain movements would throw him into a fit of howling and pain. He would fall over and couldn't walk. He began to be afraid of walking. He took to hiding in the closet. He barely moved and he gained a lot of weight. A friend recommended a holistic vet. We took him to the holistic vet for a thorough exam. She diagnosed scar tissue in his groin. He was nursing his wound when he walked and throwing his spine and shoulders out of alignment. The holistic vet treated him for 18 months with acupuncture and laser therapy to break up the scar tissue and teach the muscle damage in his back and shoulders. She did many spinal realignments on our dog. I couldn't believe it when my initial insurance claim came back covered from Embrace. I was shocked actually. But because of the coverage, I was able to take my dog to this special vet twice monthly until he was able to walk more comfortably. We reduced therapy to once monthly and after several more months, he was able to hop up on to the sofa with me and take the stairs into our home just as he had used to. We've just finished up our therapy and our dog is doing really well. Thank you for staying the course with us Embrace. We were able to heal our dog with a very long course of treatment and the support of your comprehensive dog insurance!
5
out of 5
POSTED: | BY: Bill Schuck
I like your insurance.
I tell other people how good your ins. is. You stay on the ball on every claim on both dogs we send end and payback in a very reasonable time. I'm glad I switch ins. company.
5
out of 5
POSTED: | BY: gail
Embrace has given Luna a chance to be treated.
My friend recommended Embrace about 3 yrs ago. I have been extremely happy with the staff, turnaround time in receiving reimbursement, easy form completion, and supported staff.
5
out of 5
POSTED: | BY: Kelly
Will never have another giant breed without Embrace!
Embrace has literally been a lifesaver!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.