5
out of 5
POSTED: | BY: Marcia
Embrace was great in handling this claim
I have been with Embrace for many years. By keeping Willie healthy, they were able to help me keep my premiums at a decent level.
4.9
out of 5
Number of reviews 19,916
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Margret
Thank you for embracing, Sadie!
Our first experience with making a claim with Embrace has been excellent. The procedure was quick and thorough.
5
out of 5
POSTED: | BY: Enid
Fast review and reimbursement!
My dog Billy was admitted to Oradell Animal Hospital for diarrhea and loss of appetite. He spent 2 nights in the hospital. The bill was almost $5,000. I submitted the claim, and Embrace processed it promptly. We received approximately 50% reimbursement, which was a tremendous help. Thank you Embrace!
5
out of 5
POSTED: | BY: KAM
VERY happy I decided to insure with EMBRACE
I have an aging dachshund. I got the policy several years ago before back problems started, anticipating they may occur. Well, sadly they have. In December my girl blew a disk and needed surgery. That was about 7500.00. (Mostly covered less deductible etc.) It was reimbursed within a couple of weeks after I got the correct notes to them (it took longer for me to get the notes from the vet than for EMBRACE to reimburse.) Our new year starts in March. Unfortunately, in April, she blew another disk and needed another surgery for about 6500.00 Again, since a new year had started it was mostly covered and there was rapid reimbursement by direct deposit into my account. I have NO complaints. I was nervous submitting the claims as I anticipated as they were pretty large that attempts would be made to deny. But it was easy and straightforward.
1
out of 5
POSTED: | BY: Mike
This insurance is a scam
I submitted everything I was supposed to in order to get the policy going,and after I submitted my first claim they told me I needed to resubmit everything over,plus the dogs last 12 months medical history, I told them the dog was 12 months old and I got him at 2 months old.i was told there wad nothing they could do for me, really??I cancelled my policy,everything is fine till you submit a claim,then prepare for months of red tape ,as they try to wiggle out of paying the bill.smh
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.