5
out of 5
POSTED: | BY: Muppet
Love Embrace!
I'm so happy with "Embrace". They have been prompt and responsive.
Thank you all at Embrace. Muppet and I appreciate you!
4.9
out of 5
Number of reviews 19,916
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lisa
Glad to have Embrace
Laura at Embrace provided excellent service for us. This is the first time I have submitted a claim for my dog. She was very quick to review the claim and to provide a determination. We received the claim payment right away and while one claim was rejected, she provided an explanation. She even checked to make sure we received the claim payment.
Customer service was very helpful as well. I called to ask questions about submitting a claim. They were great.
5
out of 5
POSTED: | BY: Ann
Satisfied
I am satisfied my pups are with E pet insurance. Very happy customer:)
5
out of 5
POSTED: | BY: Abby
Super satisfied with Embrace!
I have been so satisfied with my pet insurance through Embrace! I adopted my dog (~6-7 years old) in 2013 and couldn't be more pleased with my coverage through Embrace. My dog's had unexpected illnesses -- impacted anal gland, spondylosis, allergic reactions -- that Embrace has covered, along with treatments like monthly massages and acupuncture. This last month my dog suddenly started coughing up blood and we were faced with a diagnosis of lung cancer. Going through CAT scans and surgery, with chemotherapy in our future, I couldn't be happier with Embrace. They've reimbursed everything (80%) quickly, and its made the process much less stressful to be able to depend on Embrace to cover these costs and reimburse me in just a few days.
5
out of 5
POSTED: | BY: Jennie
Oustanding
The staff are friendly and very helpful. I took my puppy in for her annual exam and in one day the claim was processed and covered at 100%. Embrace pet insurance is the BEST insurance anyone could ever choose. They are very responsive, the claims are processed quickly, they offer direct deposit for reimbursement as well as the number one pet insurance policies in the entire country. I love Embrace!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.