1
out of 5
POSTED: | BY: Janis
YOUR COMPANY IS A RIP OFF.
I WARN ALL WHO CONSIDER PAYING THIS COMPANY FOR ANYTHING, they're all talk and no coverage---just excuses. Disgusting.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Dotti
Many thanks!
Thank goodness for this insurance and that I had the good sense to get it when Pittsburgh was a puppy! His knee surgery cost over $3200.00 and Embrace covered 80%. (He will be facing surgery on his other knee after the rehab from this one. Being on a fixed income, we probably could not have afforded such a huge bill, and he would have suffered because of it. The peace of mind this insurance gives us is immeasurable. Thank you.
4
out of 5
POSTED: | BY: Mary
Peace of mind & Easy process
I adopted Maggie,Chihuahua-Terrier mix, from a shelter when she was 8 months old. She has been a family member for over 10 years.
I took Maggie to see the veterinarian due to allergies in July 2016. The vet found a small mass located on her chest. I had the mass cells analyzed and it was determined to be not to be cancer. The vet instructed me to watch for growth or a sign of pain.
I noticed the mass had grown February 2017 and contacted our vet. She measured the mass and due to its rapid growth and location recommend it removed.
I submitted a pre authorization form to Embrace. I was given the coverage, my deductible and co pay.
I requested vacation time and scheduled the surgery in May 2017. I was laid off from work two days before the surgery.
Having the pre authorization made my decision to continue with the surgery easy.
Once the surgery was complete I uploaded the claim form, invoice and paid receipt on the Embrace website. The Embrace team kept in constant communication with me via the Embrace website and email.
Maggie is doing great and I can concentrate on finding a job!
I would recommend Embrace to my family and friends.
Sincerely,
Mary Mowdy
5
out of 5
POSTED: | BY: Jim
Claim
Joey had been having trouble defecating for several days. We finally took him and the treatment, though expensive, immediately fixed the problem. I had submitted a claim a couple of years ago, and found the process much simpler this time because of being able to upload documents.
5
out of 5
POSTED: | BY: Barbara
Embrace is a fabulous pet insurance company.
A fabulous insurance company for pets. I have used them with all of my dogs and find them reliable, honest and very fair. I recommend this company to all pet owners.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.