Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,916

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: DiRosa

Best pet Insurance on the market

I am always reassured when Embrace follows through with their speedy claims. There is no frustration or disappointment with this company. Worth every penny to know my 2 dogs are covered with the best coverage on the market. Thank you Embrace!!!
5

out of 5

POSTED: | BY: Aaron

Embrace saved our beagle!

We have a seven year old beagle (Libby) with several health problems that have been manageable but costly. Through our policy with Embrace, my wife and I are able to talk about Libby's care and do what is best for her and not focus on our bottom line finances, which are really important. I tell every dog owner I know to get their pet insurance through Embrace. Amazing company. Unbelievably professional and compassionate. So glad we have our policy.
5

out of 5

POSTED: | BY: Rosario

Quick and great service

After I reached my $500 deductible, my claims were processed and paid within a few weeks. I was kept up to date on process and payment.
5

out of 5

POSTED: | BY: Jennifer

Thank you for making insurance easy!!!

Unbelievable easy to get and use this insurance. The staff was extremely kind and helpful. Thank you for all your help!
5

out of 5

POSTED: | BY: Cary

Excellent Pet Insurance from Embrace!

For years I was skeptical of signing up for insurance for my two Golden Retrievers. But when my older dog passed away, and I purchases a new Golden, I signed up with Embrace! On "paper" Embrace looks good, and in "real life" they are outstanding!! Broad coverage, almost "instant" turn around, no fuss claims process. I highly recommend them! Indeed, we just got another Golden and signed her up with Embrace right away! Remember, if the "worst" happens to your best friend, and she needs surgery and treatment, you can be looking at vet bills in excess of $5,000!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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