5
out of 5
POSTED: | BY: mary
A-One
Never a stock answer always concerned follow ups all the So polite and gets back to you immediately--Second Brittany with Embrace. Never even thought of another company!!!
4.9
out of 5
Number of reviews 19,874
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Nalita
Good Insurance!
I have been a client of Embrace Insurance for about 3 years now ... They are a excellent insurance...They care about their pet clients and animals health. They are true about claim payments and give back a fair amount with each visit of your pet. I don't go in debt with Embrace Insurance , I am able to pay back my Veterinary bills. This is a excellent insurance to choose for your furry pet!!! 👍
5
out of 5
POSTED: | BY: Donna
Fat Cat was able to have surgery thanks to Embrace
Fat Cat had a mass in his neck and needed surgery. After the easy Pre-Certification approval, I scheduled the surgery which I could not have afforded without
Embrace Pet Insurance. Fat Cat came thru the surgery well and Embrace paid 80%
of the cost. Thanks, Embrace.
5
out of 5
POSTED: | BY: B.
Surprisingly Good
Great customer service. Claims paid quickly via direct deposit.
Only concern is what premium costs will be at the time of policy renewal.
5
out of 5
POSTED: | BY: Autumn
Great insurance company!
I couldn't say enough good stuff about Embrace. They have been so great. Answered all my questions. Claims so easy to fill out and submit. Direct deposit into account within couple days. Payment very reasonable on three dogs. Covered very well with coverage that I got to choose. Only had couple months but yet they've covered several hundred dollars already in wellness. Never wanted pet insurance before until I found this company and they have made it so easy for all three of my dogs to stay healthy and taken care of properly.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.