5
out of 5
POSTED: | BY: Mary
Embrace staff has been very helpful 100% of my calls and correspondence with them. Claims are taken care of fast. I am very im
Always respond quickly and claims done quickly
4.9
out of 5
Number of reviews 19,874
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kim
Y all are the best!!
LOVE y'all so much I recommend you to all my friends and I know one has taken out insurance.you help me keep my babies happy and healthy.
Thank you
5
out of 5
POSTED: | BY: Jacqueline
Great so far
I’ve had Embrace for about a year and a different brand of pet insurance the previous year. Never had to file a claim until now. Though it’s only a wellness claim (for nail trims, routine checkup, vaccines, etc.) I was delighted to see my claim process & approved in such a short amount of time since submitting it! Customer service response time has been wonderful as well. As a mother of an almost 8 year old beagle mix, you hope you don’t have to spend money and put your insurance to use but that’s what comes with being a fur mommy.
5
out of 5
POSTED: | BY: Bonnie
Embrace is the BEST!
I cannot say enough good things about Embrace. My French Bulldog has had her share of issues, including bouts of pancreatitis, a mammary duct mass, and numerous eye ulcerations. Embrace has been wonderful each and every time. They're quick to pay, they don't question the vet's decisions, and even when my checks were returned to them (we were temporarily getting mail forwarded), they contacted me and helped me to set up direct deposit. The staff is invariable kind and helpful when I've called with questions, too. Having pet insurance makes what can be tough decisions, when expensive vet bills are looming, just that much easier. I am a responsible pet owner - I still shop for the best price on Minnie's ongoing eye medication because it's only fair to Embrace, and Minnie hasn't had pancreatitis in several years, since I started cooking her food myself. I recommend Embrace to fellow pet owners on a regular basis. They are excellent!
5
out of 5
POSTED: | BY: Nan
NO REGRETS - EMBRACE IS SIMPLY GREAT!
My previous cat suffered from kidney disease. The cost of treating her for several years was quite costly, and I had not pet insurance. When I adopted Quincy, the cat, I asked my vet to recommend a pet insurer. I was told to research the coverage online. Based on the fact that Embrace offered Wellness coverage, I enrolled Quincy. Embrace is FANTASTIC. All claims are handled fairly and expeditiously. I love the newsletter content and I am so happy that I choice Embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.