Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,873

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Matt

Very timely claims processing!!

I have had my Maltipoo enrolled with Embrace's Wellness & Pet Insurance since September 2015 and have nothing but a VERY pleasant experience from the friendliness of the Embrace staff when calling customer service to very timely responses to e-mail inquiries and most of all -- very timely turnaround time with claim reimbursement. This is, by far, the best pet insurance I have come across in terms of coverage, cost & excellent service!
5

out of 5

POSTED: | BY: Paul

Easiest Insurance Claim Ever

Our $80 Yosemite camping trip turned into an $1100 vet bill. Our dog must have drank a bit too much lake water or something because the next few days at home she was sick with bloody stool. Luckily Embrace makes things really easy to file and claim and retrieve most of the expenses back.
5

out of 5

POSTED: | BY: Linda

I am happy with embrace insurance.

Embrace has been quick and fair in evaluating and processing our claims. I would recommend them
5

out of 5

POSTED: | BY: Erin

Very easy to deal with great customer service.

I have had Embrace for approximately 3 years. Anytime i have a question a rep contacts me back timely. The wellness package is convenient and the claims processing is very easy. The return on the claim is also pretty fast. I would totally recommend this insurance to another pet owner.
5

out of 5

POSTED: | BY: Ellamae

Appreciate the ease in filing claims.

I would not have an animal without insurance. Embrace provides a reasonable protection and a reasonable price.
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review