Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Patricia

Quick, efficient & personal

Our beloved Bengal cat recently died after a short unexpected illness. For eight years our cat was healthy and didn't require any medical treatment other than shots. He started breathing a little harder a couple months ago and within a month his back legs were paralyzed and we had to put him down. He was definitely a huge part of our lives and we miss him so much. Embrace responded immediately to our claims and processed them quickly. We appreciate their kindness during the whole process and will definitely buy another policy when we are ready to get another pet.
5

out of 5

POSTED: | BY: Cinda

Quick Reimbursement

This company reimburses quickly. My claim on 5/27 was settled on 6/1. Check will be here soon!
5

out of 5

POSTED: | BY: Mary

Embrace staff has been very helpful 100% of my calls and correspondence with them. Claims are taken care of fast. I am very im

Always respond quickly and claims done quickly
5

out of 5

POSTED: | BY: Kim

Y all are the best!!

LOVE y'all so much I recommend you to all my friends and I know one has taken out insurance.you help me keep my babies happy and healthy. Thank you
5

out of 5

POSTED: | BY: Jacqueline

Great so far

I’ve had Embrace for about a year and a different brand of pet insurance the previous year. Never had to file a claim until now. Though it’s only a wellness claim (for nail trims, routine checkup, vaccines, etc.) I was delighted to see my claim process & approved in such a short amount of time since submitting it! Customer service response time has been wonderful as well. As a mother of an almost 8 year old beagle mix, you hope you don’t have to spend money and put your insurance to use but that’s what comes with being a fur mommy.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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